Organization: Duke University (Graduate Students)

Project Summary: Healthcare Exchanges, Utilization, and Market Structure

Category: Outcome/Cost Improvement

CO APCD Scholarship Recipient: Yes

Background: Understanding the effects of competition in insurance markets is important for policy and the welfare of Colorado residents. It can help explain the geographic price variation across the state, as well as the effect of insurer competition on premiums, and to what extent insurer competition is beneficial across counties.

Goal: The goal of this project is to investigate the effect of Colorado’s health exchange on healthcare utilization, and how the variation in exchange premiums across the state is affected by the interaction of market structure, selection, and location.

Data Analyzed: 2010-current Commercial, Medicare Advantage, and Medicaid claims

Results: In progress.

Type: Limited Data Set

Date Fulfilled: June 2015 (Part 1), December 2015 (Part 2)